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Dispute Credit Fraud With Your Lenders Call any affected companies where fraud has occurred. Contact your credit card company and cancel all affected cards. Place a fraud alert with all three credit bureaus. Dispute incorrect information on your credit report. Close any other new accounts opened in your name.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Once you have a fraud alert on your credit report place, a business must verify your identity before it issues new credit in your name. The alert remains active for a year and can be renewed by you for up to seven years.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
Information on how to. protect your privacy. and what to do if. ... Important. contacts. ... 800-697-1220. dos.ny.gov/identity-theft-prevention- ... General Helpline: 800-771-7755. TTY: 800-788-9898. ... 877-IDTHEFT (438-4338) identitytheft.gov. ... Equifax. 800-525-6285. ... IDENTITY. THEFT. ... District Office: 250 Broadway, Suite 2301.
I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.
Initial fraud alerts Equifax: 1-800-525-6285 or place an alert online. Experian: 1-888-397-3742 or place an alert online. Transunion: 1-800-680-7289 or place an alert online.