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10 years A Chapter 7 bankruptcy may stay on credit reports for up to 10 years from the filing date, while a Chapter 13 bankruptcy generally remains for seven years from the filing date. How long does bankruptcy stay on your credit report? - .com ? money-management ? ho... .com ? money-management ? ho...
An individual receives a discharge for most of his or her debts in a chapter 7 bankruptcy case. A creditor may no longer initiate or continue any legal or other action against the debtor to collect a discharged debt. But not all of an individual's debts are discharged in chapter 7. Chapter 7 - Bankruptcy Basics | United States Courts uscourts.gov ? services-forms ? chapter-7-b... uscourts.gov ? services-forms ? chapter-7-b...
Filing Fee A filing fee of $338.00 for a Chapter 7 case or $313.00 for a Chapter 13 case must be paid at the time of filing. You may be eligible for paying the filing fee in installments, or, for Chapter 7 cases, a waiver of the Chapter 7 filing fee.
A bankruptcy will tarnish your credit report for 10 years. This will make it harder to apply for credit, which means you may have to hold off on major purchases. Buying a house, returning to school, even applying for a credit card will all become more difficult after you file. Pros and Cons of Filing for Chapter 7 Bankruptcy - Debt.org debt.org ? bankruptcy ? chapter-7 ? pros-cons debt.org ? bankruptcy ? chapter-7 ? pros-cons
Generally speaking, Sabatini says, "Chapter 7 is less expensive than Chapter 13 and much faster. A Chapter 7 is usually over within about four months. A Chapter 13 takes at least three years. But for some consumers, Chapter 13 offers some relief that is not available in Chapter 7." Chapter 7 vs. Chapter 13 Bankruptcy: Which Is Best for You? usnews.com ? money ? debt ? articles ? ba... usnews.com ? money ? debt ? articles ? ba...