New Mexico Judgment
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FAQ
As of January 1, 2023, predatory lending is outlawed in New Mexico and the maximum annual interest rate allowed on small loans is capped at 36%. (Loans of less than $500 may be subject to an additional one-time origination fee of 5%.)
Under Section 56-8-4, interest rate on a money judgment is eight and three-fourths percent per year. If the money judgment was passed in a case involving tortious conduct, bad faith or intentional or willful acts the interest will be 15 percent.
The amount per day is multiplied by the number of days from your date of judgment to the date you file your execution. This gives you your post judgment interest.
? The Foreign Judgments Act permits a judgment debtor to challenge a foreign judgment on the basis of the lack of jurisdiction. Mueller v. Sample, 2004-NMCA-075, 135 N.M. 748, 93 P. 3d 769.
Post-judgment interest rate: 10.10% (the amount of post judgment interest is set by Rule 36.7 of the Uniform Civil Procedure Rules 2005).
Final judgments and decrees, entered by district courts in all cases tried pursuant to the provisions of this section shall remain under the control of such courts for a period of thirty days after the entry thereof, and for such further time as may be necessary to enable the court to pass upon and dispose of any ...
Once entered, a judgment is enforceable in New Mexico for fourteen years and cannot be renewed.
If the money judgment was passed in a case involving tortious conduct, bad faith or intentional or willful acts the interest will be 15 percent. If the money judgment was passed on a written contract with a different rate of interest, the interest on judgment will be the same as that in contract.