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New Mexico workers' compensation insurance covers wage replacement and medical bills for employees who are injured on the job. It pays for medical care resulting from a work-related illness or injury, as well as wage replacement if the worker is unable to work as a result of the injury or illness.

Every employer required to be covered by the Workers' Compensation Act, or who elects to do so, and every employee covered by the Act, must pay a quarterly fee called the workers' compensation assessment fee. The fee is similar to a tax, and is $4.30 per employee per calendar quarter.

New Mexico imposes strict workers' compensation insurance rules on employers. All businesses with three or more employees must provide workers' comp coverage.Business owners must also count part-time workers in the coverage requirement. Once you have three part-time employees, they must receive workers' comp coverage.

Temporary Total Disability: For example, if the medical provider has stated that the injured worker has temporary total disability ; it would not be advisable to partake in activities such as mowing the lawn, shoveling snow, or any recreational activity.

Get your weekly disability check started, if you're not receiving it already. Maximize your weekly benefit check. Report all super-added injuries. Seek psychological care, when appropriate. Seek pain management care, when appropriate. Don't refuse medical procedures. Be very careful what you tell the doctor.

What Is an Independent Medical Exam? What Happens at an IME? Exaggerating Your Symptoms. Lying About Symptoms You Don't Have. Leaving Out Past Injuries. Omitting Details About the Accident. Saying Negative Things About Your Employer.

As a general rule of thumb, you should never discuss anything except the basic facts of the accident, including where it occurred, the date and time it occurred, what type of accident it was, and which body parts were injured.

Don't exaggerate your symptoms. Don't be rude or negative. Don't lie.

New Mexico Workers Response To Complaint

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