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2. State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act. (FDCPA) ... At the federal level, the Fair Debt Collection Practices Act (theA debt collector may not use any false, deceptive, or misleading ...A group of lawyers could be regarded as a firm for purposes of a rule that the same lawyer should not represent opposing parties in litigation, ... This title may be cited as the ?Consumer Protection for Medical Debt Collections Act?. SEC. 402. Amendments to the Fair Debt Collection Practices Act. (a) ... By J Dreyer ? 2008, at least 63 percent of all pending FBI mortgage fraudwith loans to a borrower without the ability to repay the debts and were forced to foreclose ... (B) Any services rendered or compensation that may be lawfully received by a debt collector for the collection of a debt;. (3) The false representation or ... In 1977 Congress enacted the first comprehensive federal debt col- lection statute, the Fair Debt Collection Practices Act (FDCPA).' Con-. The Act, but it does not cover every question that could arise in the daily practice of collections. Texas is the only state whose fair debt law is ... Fair Debt Collections Practices Act - 15 U.S.C. §§ 1692 - 1692pjudgment is available in any New Jersey Special Civil Part Office and is available on ... UDAP, Debt Collection, Telemarketing, and Salvage lawsIn considering a consumer law problem, the attorney must consider all aspects.