The Federal Trade Commission's (FTC) Funeral Rule requires all funeral providers to give information to consumers to help them choose the services and products they want for their deceased relative or friend. Funeral providers must give you a general price of products and services when you ask in person about funeral arrangements and you have the right to keep this list. Furthermore, funeral providers must make price information available over the phone upon request. The funeral provider must give you any other information that is reasonably needed to select the funeral provider and funeral items you want, need, and are able to afford.
If the funeral provider charges a fee for buying "cash advance items," this must be disclosed to you in writing. Cash advance items are those goods and services paid for by the funeral provider on your behalf, such as cemetery plots, flowers, obituary notices, and clergy honoraria. You must also be notified if a service fee is added to the price of cash advance items, and if the funeral provider gets a refund, discount or rebate from the supplier of any cash advance item.
A New Hampshire Prearranged Funeral Contract with Statutory Disclosures is a legally binding agreement made between an individual and a funeral provider in the state of New Hampshire. This contract outlines the specific details and arrangements for a person's funeral or burial services in advance, allowing individuals to plan and ensure their final wishes are carried out accordingly. These contracts are crucial for individuals who want to relieve their loved ones of the burden of making funeral arrangements upon their passing. By prearranging a funeral contract, individuals can make important decisions regarding the type of service they desire, burial or cremation preferences, and other aspects related to their funeral. This offers peace of mind and eliminates potential disagreements or uncertainties among family members during a difficult time. New Hampshire Prearranged Funeral Contracts with Statutory Disclosures are designed to ensure transparency and protect consumers' rights. The state imposes certain requirements and disclosures that must be included in the contract, providing individuals with vital information about their rights and the obligations of the funeral provider. Some crucial statutory disclosures that may be included in a New Hampshire Prearranged Funeral Contract are: 1. Funeral Expenses and Payment: The contract should clearly outline the anticipated expenses for the funeral services and specify the payment options available to the individual or their family. 2. Funeral Goods and Services: It should provide a detailed list of the funeral goods and services being purchased, including the casket, urn, burial plot, embalming, transportation, and any additional services requested. 3. Legal Aspects: The contract may include information related to legal requirements, such as obtaining necessary permits and certificates for burial or cremation. 4. Price Guarantees: If applicable, the contract should specify whether the prices for the chosen goods and services are guaranteed or subject to change in the future. 5. Cancellation and Refund Policies: The contract should clearly explain the procedures and consequences of canceling the prearranged funeral contract, including any applicable refund policies. 6. Transferability: The contract may define whether it is transferable to another funeral provider in case the original funeral home is no longer in operation or cannot fulfill its obligations. 7. Dispute Resolutions: It may include provisions for resolving disputes or complaints through arbitration or mediation. Different types of New Hampshire Prearranged Funeral Contracts with Statutory Disclosures may exist based on the funeral home or provider. However, the statutory disclosures outlined above are generally applicable and aim to protect consumers' interests and rights while ensuring transparency and clarity in the prearrangement process.
