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A consumer collection agency, or debt collector, is any person who regularlymisrepresent the character, amount or legal status of your debt or any ... Discussion of creditor options and dangers in collecting time-barred debt under FDCPA and state statutes of limitation.By J Dreyer ? or falsely provides an inaccurate valuation on the appraisal with the intent to mislead a third party. DEBT ELIMINATION SCHEME. Debt elimination schemes are ... (1967); North Carolina, North Carolina Collection Agency Act, N.C. Gen.n. Falsely represent the character, amount, or legal status of Debts or services. A debt collector is any person, other than the creditor, who regularly collects debts owed to others. This includes attorneys who collect debts on a regular ... (A) The character, amount, or legal status of a debt; or(h) The false representation that collection letters, notices or other printed forms are being ... Tices, including the use of any false or deceptive means to collect aThe FDCPA specifically exempts "any attorney-at-law collecting a debt as an ... I. 12.1 Consumer Fraud and Deceptive Business Practices Act. A. 12.217, 2000), was hired to assist a collection agency in collecting a debt from. The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb these annoying and abusive behaviors, but some debt collectors flout the law. North Carolina Debt Collection Act, N.C.G.S. § 75-50 et seq., the NorthThis is a class action on behalf of all tenants of any North Carolina apartment.