North Carolina Agreement of Combination

State:
Multi-State
Control #:
US-CC-12-1377C
Format:
Word; 
Rich Text
Instant download

Description

This is an Agreement of Combination, to be used across the United States. It is an Agreement of Combination between a bank holding company and a savings and loan holding company, for the merger of the savings and loan holding company into the bank holding company, in order to create a bank and thrift holding company.
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FAQ

Examples of deceptive trade practices in this area include making false statements, omitting important details, and advertising unavailable goods or services. While many companies exaggerate the benefits of their products, it is unlawful to completely fabricate information.

Some examples of unfair or deceptive trade practices include: Claiming a product is something it is not or performs a task it does not, or substituting an inferior product for the product advertised. Systematically overcharging for a product or service. Failing in good faith to settle insurance claims.

As its name indicates, the North Carolina Unfair and Deceptive Trade Practices Act (or ?UDTPA,? for short) prohibits businesses from engaging in unfair or deceptive acts or practices. Violating the UDTPA subjects a defendant to potential treble (triple) damages, costs, and attorney's fees.

The North Carolina Unfair and Deceptive Trade Practices Act, for instance, regulates how entities tell consumers about the products they provide. And the Consumer Economic Protection Act helps parties resolve foreclosure issues for owner-occupied residential real estate.

Trebled damages are damages that, by statute, are three times the amount of actual damages awarded. Trebling of damages is automatic once a violation is shown because the award of trebled damages is a right of the prevailing plaintiff and is not subject to judicial review.

An act or practice may be found to be deceptive if there is a representation, omission, or practice that misleads or is likely to mislead a consumer. Deception is not limited to situations in which a consumer has already been misled.

If you think you've been the victim of a scam, or if you want to learn to be a smarter consumer, call Attorney General Josh Stein's consumer hotline toll free within North Carolina at 1-877-5-NO-SCAM or (919) 716-6000. You can also file a consumer complaint online.

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North Carolina Agreement of Combination