This form is Schedule H. The form lists the codebtors to the bankruptcy petition. The form also contains the following information about the codebtors: name and address of the codebtors, plus the name and address of each creditor. This form is data enabled to comply with CM/ECF electronic filing standards. This form is for post 2005 act cases.
North Carolina Co-Debtors - Schedule H - Form 6H - Post 2005
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US-BKR-F6H
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How to fill out Co-Debtors - Schedule H - Form 6H - Post 2005?
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FAQ
debtor is a person or entity who assumes joint liability for a debt alongside the principal debtor. The codebtor is responsible for repaying the debt if the principal defaults or is unable to fulfill their obligations.
A codebtor is someone who must pay off a debt owed by the debtor (the person who files for bankruptcy) if the debtor fails to do so.
debtor is someone who took out a loan with you. In doing so, they agreed to be equally responsible for repaying the loan or debt. If you have debts with codebtors and you don't reaffirm the debt in a Chapter 7 case, your codebtor will be solely responsible for repaying the debt if you get a bankruptcy discharge.
Usually, when you file bankruptcy, an automatic stay for co-debtors goes into effect under 11 USC 1301 (C). The automatic stay keeps creditors from collecting from the debtor or their property.
As a guarantor payer, you are responsible for obligations due under a loan as the main debtor. As a co-debtor, you are responsible to the credit institution for all due obligations and the lien debtor is responsible to the credit institution with all voluntarily liened assets.