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North Carolina Complaint For Declaratory Judgment To Determine Credit Life Policy Coverage
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FAQ
However, in South Carolina there is a law (38-77-250) that says the at fault party's insurance carrier must tell you the insurance policy limits if certain criteria are met.
Also known as your coverage amount, your insurance limit is the maximum amount your insurer may pay out for a claim, as stated in your policy. Most insurance policies, including home and auto insurance, have different types of coverages with separate coverage limits.
§ 58-60-20. Such file shall contain one copy of each authorized form for a period of three years following the date of its last authorized use.
In addition to liability based on those North Carolina statutes, North Carolina courts have held that an insurance company is responsible for bad faith wrongdoing when it refuses to pay policy benefits after receiving and recognizing a valid claim or otherwise acts solely in its own interest, provided, that there must ...
North Carolina Motor Vehicle Law requires that Automobile Liability coverage be continuously maintained. The minimum coverage requirements are $30,000 Bodily Injury for each person, $60,000 total Bodily Injury for all persons in an accident and $25,000 for Property Damage.
An insurer must disclose the coverage and limits of an insurance policy within 30 days after the information is requested in writing by a claimant.
Knowing insurance policy limits can be a huge advantage when dealing with a case against a negligent driver and their insurance company. However, in North Carolina, insurance companies are not required to reveal how much insurance the at-fault driver has or what their policy limits are.