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Is Montana a fault or no-fault state? Like most states, Montana is a ?fault? or ?tort? state for car accidents. That means the driver responsible for the accident is responsible for paying the damages (financial compensation) for injuries and property damage caused in the accident.
In typical no-fault states, drivers are required to carry personal injury protection (PIP) insurance to pay for their own medical expenses after a car accident, regardless of fault. In Montana, PIP is not required.
All car owners in Montana are required by law to carry the following minimum levels of insurance: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured/underinsured motorist: $25,000 per person and $50,000 per accident*
Montana statute of limitations law When filing a personal injury claim in Montana, tort law states that you must bring the case within 3 years of your injury. That time limit accounts for most injuries, but there are some exceptions which actually have shorter time limits.
Montana negligence laws follow the doctrine of modified comparative negligence. This means that a plaintiff can't be more than 51 percent negligent or responsible for the injury, or they will be barred from recovery.
(1) The operator of a motor vehicle that is in any manner involved in an accident within this state in which a person is killed or injured or in which damage to the property of a person in excess of $1,000 is sustained shall, within 10 days after the accident, report the matter in writing to the department unless the ...
You loan your insurance. Not the case in Montana where insurance follows the vehicle. Before you lend your car to a friend or let a family member not listed on your auto insurance policy drive your car, be sure you understand your insurance coverage in the event of an accident.
What To Do After A Car or Truck Accident in Montana 5 steps to take after an auto accident in Montana. ... Notify police. ... Gather information and evidence. ... Seek medical care. ... Inform your insurance company of the accident. ... Speak with a Montana car accident attorney near you.