Pursuant to 15 USC 1692g Sec. 809 (of the Federal Debt Collection Practices Act), a debtor is allowed to challenge the validity of a debt that a collection agency states you owe to them. This would be a situation where the original creditor had assigned the debt to the collection agency. Use this form letter requires that the agency verify that the debt is actually the alleged creditor and owed by the alleged debtor.
Montana Letter Requesting a Collection Agency to Validate That You Owe Them a Debt
Category:
State:
Multi-State
Control #:
US-DCPA-21.1BG
Format:
Word;
Rich Text
Instant download
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FAQ
The best sample for a debt validation letter provides clear examples and follows the structure outlined in the Montana Letter Requesting a Collection Agency to Validate That You Owe Them a Debt. Ensure the sample includes an introduction stating your request, a section detailing the debt information, and a conclusion that asks for a written response. You can find various templates on platforms like uslegalforms, which can guide you in creating a comprehensive and effective letter.
Write and Mail a Letter State that you're requesting validation of the debt or removal of the debt from your credit report. Then mail the letter and request a return receipt so you have proof that you sent it and that the collection agency received it.
The name of the creditor. The assumption that the debt will be valid unless you dispute it within 30 days. Notification that you can request verification of the debt within 30 days. Notification that you can request the name and address of the original creditor within 30 days2feff
I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.
A debt validation letter should include the name of your creditor, how much you supposedly owe, and information on how to dispute the debt. After receiving a debt validation letter, you have 30 days to dispute the debt and request written evidence of it from the debt collector.
Debt validation is your federal right granted under the Fair Debt Collection Practices Act (FDCPA). To request debt validation, you must send a written request to the debt collector within 30 days of being contacted by the collection agency.
A debt validation letter should include the name of your creditor, how much you supposedly owe, and information on how to dispute the debt. After receiving a debt validation letter, you have 30 days to dispute the debt and request written evidence of it from the debt collector.
To request verification, send a letter to the collection agency stating that you dispute the validity of the debt and that you want documentation verifying the debt. Also, request the name and address of the original creditor.
To request verification, send a letter to the collection agency stating that you dispute the validity of the debt and that you want documentation verifying the debt. Also, request the name and address of the original creditor.
I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.
