This form is an entry of default. This form is used when the defendant fails to plead or otherwise defend in a case as required by law.
Mississippi Entry of Default - B 260
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Defaulting on a loan happens when you miss payments for a specified period of time. When a loan defaults, it's sent to a debt collection agency whose job is to collect the unpaid funds from you.
This means that you do not file any response by the deadline. The Plaintiff then can ask the judge to decide the case without your input. This is called a default or a default judgment.
Once a default judgment has been entered, a creditor can then use it to seek to garnish your wages and other property. In Mississippi, a default judgment acts as a lien against property you have in any county where the judgment has been properly entered.
All discovery must be completed within ninety days from service of an answer by the applicable defendant.
Rule 26(d) grants a court discretion to enter a protective order, among other things, prohibiting or limiting discovery after considering factors such as burden, cost, and likely benefit of such discovery.
Rule 55 - Default (a) Entry. When a party against whom a judgment for affirmative relief is sought has failed to plead or otherwise defend as provided by these rules and that fact is made to appear by affidavit or otherwise, the clerk shall enter his default.