The Mississippi Chapter 13 Plan Form (effective 12/1/2017) is a legal document that is used to outline the terms of repayment for a debtor in a Chapter 13 Bankruptcy case. This form outlines the debtor's repayment plan, which must be approved by the court before it can be implemented. The plan must include a proposed repayment schedule, details on how secured and unsecured debt will be treated, and information about the debtor's expenses. The form also includes a statement of the debtor's intention to make regular payments, and a statement of the debtor's understanding of the consequences of failing to make those payments. There are two types of Mississippi Chapter 13 Plan Form (effective 12/1/2017): the Debt Adjustment Plan and the Wage Earner Plan. The Debt Adjustment Plan is designed for debtors who earn an income below the median state income level, while the Wage Earner Plan is intended for debtors who earn more than the median state income level.