Missouri Loan Commitment Agreement
Description
How to fill out Loan Commitment Agreement?
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FAQ
The statute of limitations on contracts and promissory notes in the state of Missouri is generally ten (10) years, with potential to reduce to a period of five (5) years.
Depending on which state you live in, the statute of limitations with regard to promissory notes can vary from three to 15 years. Once the statute of limitations has ended, a creditor can no longer file a lawsuit related to the unpaid promissory note.
Promissory notes are legally binding whether the note is secured by collateral or based only on the promise of repayment. If you lend money to someone who defaults on a promissory note and does not repay, you can legally possess any property that individual promised as collateral.
In Missouri, the statute of limitations for oral contracts is five years, written contracts are 10 years, promissory notes are 10 years, and open-ended debts are five years.
Written Contracts: 5 years for payment of money or property, otherwise 10 years. MO Rev Stat § 516.120.; MO Rev Stat § 516.110. Verbal/Oral Contracts: 5 years.