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Missouri Authorization To Inspect and / or Copy Medical Records for Workers' Compensation

State:
Missouri
Control #:
MO-43-WC
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PDF; 
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Description

This is one of the official workers' compensation forms for the the state of Missouri


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FAQ

The insurance company does not have the power to pick your workers compensation treating doctor. Neither your employer nor their insurance company can force you to go to a specific doctor for treatment.If you get hurt on the job, you can pick one of those doctors off the list to provide you with treatment.

No: your employer cannot see your health history. The insurance company handling workers' compensation claims, however, can request authorization to your medical records but only to those records that are relevant to your injury.

Yes, you are required to release your medical records if requested when you file a workers' compensation claim after a workplace injury.

Your employer's insurer's access to your medical records related to your injuries is necessary in order to manage your workers' compensation claim.Yes, you are required to release your medical records if requested when you file a workers' compensation claim after a workplace injury.

Many insurance companies use generic forms that are broad in scope and grant blanket access to all of your medical records. The Medical Authorization form may even give the claims adjuster or insurance defense attorney permission to speak with your doctors and nurses without you present.

Insurance companies frequently request medical records when evaluating claims.The insurance company doesn't have an inherent right to view your records, which is why they will ask you to sign a release granting them the right. But without medical records, your claim will most likely be denied.

This authorization or release is commonly called a Medical Authorization Release.We do not recommend that you sign anything, especially the Medical Authorization Release, from the insurance company until after you speak with an experienced and knowledgeable personal injury attorney.

The HIPAA Privacy Rule does not apply to entities that are either workers' compensation insurers, workers' compensation administrative agencies, or employers, except to the extent they may otherwise be covered entities.

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Missouri Authorization To Inspect and / or Copy Medical Records for Workers' Compensation