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In Michigan, an employer must have workers' compensation insurance if it has three or more employees at any time or has one employee working 35 hours or more per week.
Any business with one or more employees is required to carry workers' compensation insurance in Michigan. This policy provides medical benefits for work-related injuries.
Michigan law requires employers to have workers' comp insurance for independent contractors. It only takes 1 employee working 35 hours or longer for 13 weeks or more to trigger this requirement. Failure to have workers' comp could result in civil and criminal penalties. Workers' comp benefits must also still be paid.
Be aware that there are exemptions to the state law, such as: Agricultural employers, unless they have three or more employees working more than 35 hours a week for 13 weeks. Domestic workers, like housekeepers. Partners and officers of a partnership and corporation.
Be aware that there are exemptions to the state law, such as:Agricultural employers, unless they have three or more employees working more than 35 hours a week for 13 weeks.Domestic workers, like housekeepers.Partners and officers of a partnership and corporation.Sole proprietors who are considered self-employed.More items...
A single incident of misconduct or of gross negligence may be enough to disqualify a worker from unemployment benefits. A worker who commits many infractions may be disqualified, even if none of the infractions, alone, would be misconduct resulting in disqualification.
Sole proprietors only require a workers' compensation policy when they have 1 full time or 3 part-time employees. The owner of a sole proprietor is not considered an employee of the business.
In most cases, the UIA considers Michigan unemployment claims to fall into three categories: (1) quitting, (2) fired, or (3) laid off. Choosing to quit your jobthat is, leaving voluntarilymay disqualify you from receiving benefits.
In Michigan, you are not eligible for benefits if you were fired for misconduct. In Michigan, misconduct includes failing a drug test, assaulting someone, theft, or failing to show up for work for several days.