Michigan Chattel Mortgage on Mobile Home
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How to fill out Chattel Mortgage On Mobile Home?
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FAQ
Prepare to meet these requirements to qualify for a chattel mortgage: Credit score: You'll need an excellent credit score (around 680 or higher) to qualify for this type of loan.
A chattel mortgage is a loan for a manufactured home or other movable piece of personal property, such as machinery or a vehicle. The movable property, called ?chattel,? also acts as collateral for the loan.
Chattel is any tangible personal property that is movable. Examples of chattel are furniture, livestock, bedding, picture frames, and jewelry.
A chattel mortgage is used to purchase movable personal property, other than real estate, which serves as collateral for the loan until it's repaid. Farm equipment, livestock, farm assets, and mobile and manufactured homes are a few examples of property you could purchase with a chattel loan.
Best Mobile Home Loans Reviews Best for Rural Areas: USDA. ... Best for a Variety of Loan Options: Vanderbilt Mortgage and Finance. ... Best for Low Credit Scores: Manufactured Nationwide. ... Best for Good Credit Scores: ManufacturedHome. ... Best for Mobile Homes Within a Community or Park: 21st Mortgage Corporation.
Mortgage for Mobile Homes in Michigan There are programs available for Double Wide Mobile Homes or even single wide mobile homes if you are on some acreage.
