The Maryland Guide for Protecting Minors from Identity Theft is a comprehensive resource aimed at safeguarding young individuals from the growing threat of identity theft. This guide provides detailed information on various strategies, tools, and steps that parents, guardians, educators, and the community can take to ensure the online and offline safety of minors. By implementing the guidelines outlined within this guide, Maryland residents can significantly reduce the risk of minors falling victim to identity theft and related fraudulent activities. One of the key focuses of the Maryland Guide for Protecting Minors from Identity Theft is raising awareness about the different types of identity theft that minors can be targeted with. These may include medical identity theft, where a minor's personal information is exploited for healthcare fraud, or financial identity theft, where their financial information is misused to make fraudulent purchases or open credit accounts. Additionally, the guide addresses the importance of safeguarding a minor's social security number, as this sensitive piece of information can be misused to assume their identity. The Maryland Guide for Protecting Minors from Identity Theft also covers various preventive measures that can be taken to mitigate the risk of identity theft. It emphasizes the significance of teaching minors about responsible online behavior, such as maintaining strong and unique passwords, avoiding sharing personal information on social media, and being cautious while interacting with strangers online. The guide also suggests regularly monitoring a minor's accounts and credit reports to detect any suspicious activity at an early stage. For educators and schools, the Maryland Guide for Protecting Minors from Identity Theft offers specific guidance on incorporating identity theft prevention into the curriculum. It highlights the importance of teaching digital literacy skills and responsible internet usage to empower students to protect their personal information. The Maryland Guide for Protecting Minors from Identity Theft is a resourceful document tailored to meet the unique challenges associated with safeguarding minors' identities. It serves as a comprehensive guidebook for individuals and organizations seeking to protect our youngest generation from the devastating consequences of identity theft in today's digital age.
Maryland Guide for Protecting Minors from Identity Theft
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11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
Are My Children at Risk Of Identity Theft? Highlights: Check your child's credit reports. Consider a free security freeze. Consider a credit monitoring product. Keep your child's documents in a safe place. Don't share your child's personal information unless it's absolutely necessary.
Contact the three major credit bureaus and ask for them to check for files relating to your child's name and social security number. Note: Only parents/guardians of children may ask to see a child's credit file.
If a person violates any part of this section under circumstances that reasonably indicate an intent to manufacture, dispense, or distribute another's personal identifying information then that individual is guilty of felony identity fraud and faces up to 15 years in prison and/or a fine of up to $25,000.
They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.
Help Prevent Identity Theft Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.
What is child identity theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also become victims. Child identity theft happens when someone uses a minor child's personal information, such as name and Social Security number, usually to obtain credit or employment.