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The only thing that changes with the transfer of servicing rights for your mortgage is who you make your payment to. You'll receive communication from your current servicer with additional information, including contact information for your new servicer.
The transferor and transferee servicers may provide a single notice, in which case the notice shall be provided not less than 15 days before the effective date of the transfer of the servicing of the mortgage loan.
Notice of Transfer of Mortgage Loan Ownership If the holder of your mortgage loan sells the debt to a different entity, federal law requires the new owner or assignee to notify you about the change of ownership no later than 30 days after the sale, transfer, or assignment.
If the right to service your mortgage loan is transferred to a new servicer, you'll generally get two notices: a notice from your current mortgage servicer at least 15 days before the effective transfer date, and. a notice from the new servicer not more than 15 days after the effective date of the transfer.
As a borrower, all a servicing transfer means is that you'll send your payments to a different company. That company will now also handle your escrow account, answer questions about your loan, and manage the foreclosure process if you default on the payments.
Which of the following would not need to be included in the notice of servicing transfer? borrower's payment amount.
The transferee servicer shall provide the notice of transfer to the borrower not more than 15 days after the effective date of the transfer.
The transferor servicer must Provide notification of the servicing transfer within 30 days after the transfer effective date. Provide the transferee document custodian Fannie Mae's consent notice along with Form 629 (which includes the list of mortgage loans that are being transferred).