Sample Letter for Corrections to Credit Report in Massachusetts [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, Zip Code] Subject: Request for Correction of Credit Report Errors Dear [Credit Bureau's Name], I am writing to dispute inaccurate information on my credit report as provided by your agency. According to my recent review of my credit report, I have identified several errors that require correction. I kindly request your assistance in rectifying these errors promptly. Below, I have outlined the incorrect information along with the correct details for your reference: Error 1: — Account Name: [Incorrect Account Name] — Account Number: [Incorrect Account Number] — Description of Error: [Explain the nature of the error, such as incorrect payment history or account balance] — Supporting Documentation: [Attach any supporting documents that validate the correct account information] Error 2: — Account Name: [Incorrect Account Name] — Account Number: [Incorrect Account Number] — Description of Error: [Explain the nature of the error, such as inaccurate account status or incorrect dates] — Supporting Documentation: [Attach any supporting documents that validate the correct account information] Error 3: — Account Name: [Incorrect Account Name] — Account Number: [Incorrect Account Number] — Description of Error: [Explain the nature of the error, such as fraudulent activity or identity theft] — Supporting Documentation: [Attach any supporting documents that prove the account is incorrect or fraudulent] I kindly request that you investigate and rectify these errors within the timeframe specified by the Fair Credit Reporting Act (FCRA), which is usually 30 days. Additionally, I request that you provide me with a written confirmation of the corrections made to my credit report. Please note that these errors have had a negative impact on my credit history and could potentially affect my ability to obtain favorable financial opportunities. Pursuant to the FCRA, it is your responsibility to ensure accurate reporting, and I trust that you will handle this matter diligently. Should you require any additional information or documentation, please do not hesitate to contact me via the provided contact details. I appreciate your attention to this matter and your prompt action in resolving these credit report inaccuracies. Thank you for your assistance. Sincerely, [Your Name]