Massachusetts Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft

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US-00724-LTR
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Description

This Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft is used by a person to request a credit report, as well as request that the credit reporting company take other precautions to help prevent identity theft. Such precautions include adding a consumer alert to the individual's credit file, removing the individual's name from any mail marketing lists or promotions to any entity, not changing the individual's mailing address or telephone number without written verification from the individual and not issuing a credit report in the individual's name to anyone other than the individual without the individual's consent.

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FAQ

You can also call Equifax at (800) 525-6285 or send a request by mail to place a fraud alert or active duty alert.

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.

I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.

Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.

It all starts with taking action. Contact company. Contact the fraud department at the financial institution or company where you believe identity theft occurred. Place fraud alert. Place a one-year fraud alert on your credit reports. ... Consider a security freeze. ... Submit ID Theft affidavit. ... File police report. ... Monitor accounts.

Report the incident to the Canadian Anti-Fraud Centre (1-888-495-8501) if the matter involved a scam or fraud. Advise your bank and credit card companies. Request new bank or credit cards with new numerical identifiers on them.

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Massachusetts Sample Letter to Credit Reporting Bureau or Agency to Help Prevent Identity Theft