If an owner of an interest in real property has had a judgment obtained against him or her, this form addresses a release of that judgment lien.
Louisiana Release of Judgment Lien by Creditor
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Multi-State
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US-OG-540
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Word;
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How to fill out Release Of Judgment Lien By Creditor?
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Louisiana Laws - Louisiana State Legislature. A. In any case where the tax, penalty, or interest secured by a recorded lien, privilege, and mortgage have been paid, the secretary or his authorized assistants or attorneys may authorize the cancellation thereof.
The Louisiana Private Works Act allows an unpaid contractor, subcontractor, or material supplier to file a ?statement of claim or privilege,? (ie Lien) on the property where labor and materials were supplied but not paid for.
Louisiana Laws - Louisiana State Legislature. A money judgment rendered by a trial court of this state is prescribed by the lapse of ten years from its signing if no appeal has been taken, or, if an appeal has been taken, it is prescribed by the lapse of ten years from the time the judgment becomes final.
Louisiana does not allow liens on personal property.
Typically, it's the responsibility of the seller to pay off the lien on his or her property on or before the day of closing. Most liens are paid off from the proceeds of the sale at the time of closing.
And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables. In Louisiana, a judgment lien can be attached to real estate only (a house, land, condominium, or similar property interest).
For example, if you owe $10,000 on an unsecured personal loan and you don't pay it back ing to your loan agreement, your lender may file suit to have a judgment lien entered against your personal property.
Fortunately, your home is safe from any creditors who do not have a mortgage or lien on it. Credit card companies and other unsecured loan holders can't come and simply take your property or home after missing a few payments.