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A Kentucky general warranty deed transfers a property title and gives the grantee (recipient/buyer) the guarantee that said title is free from encumbrances. Encumbrances are liens, mortgages, or other claims on real estate which cloud the title and can prevent the buyer from receiving financing.
However, preparation of deeds and mortgages constitutes the practice of law and must be prepared by an attorney.
A traditional deed simply transfers the ownership of a property from one party to another (in other words, the seller to the buyer.) Whoever legally holds the deed is the rightful owner of the property. A warranty deed, on the other hand, contains special assurances that the seller makes to the buyer.
Hear this out loud PauseQuitclaim Deed A deed used to transfer any interest in real property that the grantor may have. It contains no warranties of any kind.
Hear this out loud PauseA special warranty deed or limited warranty deed only guarantees that no title problems occurred during the time the seller has owned the property. That means the previous owner can't be held accountable for creditors' liens or other issues that occurred before they took possession of the home.
In Kentucky, real estate can be transferred via a TOD deed, also known as a beneficiary deed. This deed permits a property owner to designate a beneficiary who will automatically inherit the property upon the owner's death, avoiding probate.
Hear this out loud PauseA Kentucky general warranty deed transfers a property title and gives the grantee (recipient/buyer) the guarantee that said title is free from encumbrances. Encumbrances are liens, mortgages, or other claims on real estate which cloud the title and can prevent the buyer from receiving financing.
Hear this out loud Pauserelates to the past and guarantees grantor ownership. The deed that offers a limited number of warranties is a. general warranty deed.