Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

State:
Multi-State
Control #:
US-DCPA-19.14BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed."

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

Related forms

form-preview
Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

View this form
form-preview
Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

View this form
form-preview
Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Communicating Or Threatening To Communicate To Any Person False Credit Information, Including The Failure To Communicate That A Debt Is Disputed?

Are you presently in a situation where you require documents for either business or specific purposes almost every day? Numerous legal document templates are available online, but finding ones you can trust is challenging.

US Legal Forms provides a vast collection of form templates, such as the Kentucky Letter Notifying Debt Collector of Incorrect or Deceptive Representations in Collection Actions - Communicating or Threatening to Communicate to any Person Inaccurate Credit Information, Including the Omission to Notify that a Debt is Contested, that are created to meet state and federal regulations.

If you are already familiar with the US Legal Forms website and have an account, simply Log In. After that, you can download the Kentucky Letter Notifying Debt Collector of Incorrect or Deceptive Representations in Collection Actions - Communicating or Threatening to Communicate to any Person Inaccurate Credit Information, Including the Omission to Notify that a Debt is Contested template.

  1. Obtain the form you need and ensure it is for your relevant city/state.
  2. Utilize the Review button to evaluate the document.
  3. Read the description to confirm that you have selected the correct form.
  4. If the form is not what you are looking for, use the Lookup field to find the form that suits your needs and requirements.
  5. When you find the appropriate form, click on Purchase now.
  6. Choose the pricing plan you prefer, enter the required information to create your account, and finalize your order using your PayPal or credit card.
  7. Select a convenient document format and download your version.

Form popularity

FAQ

If a credit bureau has made a mistake on your report if you don't recognize the account or a paid account shows as unpaid, for example gather documentation supporting your case. Then, file a dispute by using the credit bureau's online process, by phone or by mail. The bureau has 30 days to respond.

If you identify an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/or Transunion). You should explain in writing what you think is wrong, why, and include copies of documents that support your dispute.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

You can file your dispute through the credit bureaus' website, over the phone or by mail. The easiest and fastest way is to do it online. Whichever route you go, you will have to provide personal information, a description of the information that needs to be corrected, and documentation to back your claim.

The debt dispute letter should include your personal identifying information; verification of the amount of debt owed; the name of the creditor for the debt; and a request the debt not be reported to credit reporting agencies until the matter is resolved or have it removed from the report, if it already has been

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

If you have inaccurate or incomplete collection accounts on your credit report, the Fair Credit Reporting Act gives you the power to dispute this information directly with the credit bureaus or creditor. You can send a dispute using the dispute form on each credit bureau's website.

List all the erroneous collection accounts on your credit reports and write down as much information as possible about each item. Write a dispute letter and send it to each credit bureau. Include information about each of the disputed itemsaccount numbers, listed amounts and creditor names.

If you doubt that you owe a debt, or that the amount owed is not accurate, your best recourse is to send a debt dispute letter to the collection agency asking that the debt be validated.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

Trusted and secure by over 3 million people of the world’s leading companies

Kentucky Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed