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However, it is important for a consumer to know the laws about debt collection to avoid being scammed or abused by a collector. The federal Fair Debt Collection ... A model validation notice that a debt collector could use to complyby taking certain actions to collect a debt that a consumer does not ...A'debt collector may not use any false, deceptive, or misleading(e) the threat to take any action that cannot legally be taken or that is not intended ... (a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;. Collection Legally Debt Collector Take Collection Threatening Debt Take Contacting Letter Threatening Action Debt Collector Threatening Action Debt Legally ... The materials included in this Kentucky Bar Association Continuing Legal. Education handbook are intended to provide current and accurate information about ... Or maybe you need to learn how to write a complaint letter about a deceptiveGSA's Consumer Action Handbook is an important part of USAGov?your guide to. A. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS ANDFor example, a creditor sues the consumer to recover a debt allegedly. Civil Procedure shall not govern the justice courts except: (a) to the extent the judge hearing the case determines that a particular rule must be followed ... And debt collectors should immediately cease from contacting a consumer's place of employment unless a consumer gives the collector permission or a court ...