Kentucky Judgment of Confirmation of Title is a legal document that validates and solidifies ownership rights to a property in the state of Kentucky. This judgment provides a legal confirmation of title, ensuring that the person or entity named in the judgment is recognized as the rightful owner. The Kentucky Judgment of Confirmation of Title is typically obtained through a court process, which involves presenting evidence of ownership, such as deeds, documents, and surveys. The court then reviews the evidence and grants the judgment, confirming the title in favor of the owner. This judgment is vital for property owners as it provides legal protection against any future claims or disputes regarding the property's ownership. Once the Kentucky Judgment of Confirmation of Title is obtained, it becomes an official record that can be used to establish good title and streamline any future real estate transactions or financing. It is important to note that there are different types of Kentucky Judgments of Confirmation of Title that one may encounter. These include: 1. Quiet Title Judgment: This judgment is pursued when there is a cloud on the property's title, often caused by conflicting ownership claims, unrecorded liens, or errors in the chain of title. The Quiet Title Judgment seeks to eliminate these uncertainties and establish a clear and marketable title. 2. Partition Judgment: In cases where multiple individuals jointly own a property, but disputes arise regarding how the property should be divided or sold, a Partition Judgment may be sought. This judgment determines each party's share and facilitates the fair distribution or sale of the property. 3. Tax Sale Confirmation Judgment: If a property has been sold at a tax sale due to delinquent taxes, a Tax Sale Confirmation Judgment is obtained to confirm the transfer of title to the purchaser. This judgment ensures that the buyer's ownership rights are legally recognized and protects against potential challenges. In summary, the Kentucky Judgment of Confirmation of Title is a legal document that affirms ownership rights to a property, providing security and clarity for property owners. Different types of such judgments, including Quiet Title, Partition, and Tax Sale Confirmation, cater to specific situations and assist in resolving ownership disputes or validating transfer of titles.
Kentucky Judgment of Confirmation of Title
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If the married couple or joint owners of a property do not have a tenancy by the entireties title, any lien can attach to the person's interest in the property. Whether it's judgment or confessed judgment, the lien will attach to the homeowner's interest, making the lienor a co-owner of the property.
Each attorney shall have a lien upon all claims, except those of the state, put into his hands for suit or collection or upon which suit has been instituted, for the amount of any fee agreed upon by the parties or, in the absence of such agreement, for a reasonable fee.
A judgment lien in Kentucky will remain attached to the debtor's property (even if the property changes hands) for 15 years.
The renewal of judgment allows the creditor to take legal action to collect the debt, including wage garnishment, bank levy, and even property foreclosure. This can be done by enforcing the judgment through court orders such as garnishment, levying on bank accounts, and foreclosing on property.
Kentucky Judgments (both domestic and foreign judgments domesticated in Kentucky) are valid for fifteen (15) years and can be renewed. See KRS 413.090. The statute begins to run from the date execution was last issued.
Kentucky Wage Garnishment The most common remedy judgment-creditors use to enforce judgments is wage garnishment. Here, the judgment-creditor contacts the debtor's employer and require the employer to deduct a certain portion of the debtor's wages each pay period and send the money to the creditor.
Expiration of Judgment Liens Now, the length of time a judgment lien is valid is determined by KRS 426.720(2). A judgment lien that was created before the effective date of HB 83, July 1, 2023, will expire either 10 years from the effective date or 15 years from the date of final judgment, whichever date is earlier.