How do I get debt collectors to stop contacting me?

You have the right to tell a debt collector to stop communicating with you. To stop communication, send a letter to the debt collector and keep a copy of the letter. The CFPB's Debt Collection Rule clarifying certain provisions of the Fair Debt Collection Practices Act (FDCPA) became effective on November 30, 2021.

US Legal Forms
Spec Forms
Kentucky
Letter Informing to Debt Collector to Cease Communications with...

Kentucky Letter Informing to Debt Collector to Cease Communications with Debtor

Q: What do you say to creditors to make them stop calling?

Answer the phone and explain you&#039;re not the person they&#039;re looking for. Tell them that they are calling the wrong number. Send a cease and desist letter to them. If they continue to call, file a complaint with the FTC.

Q: When should you send a cease and desist letter to creditors?

If you&#039;re being contacted by a lawyer on behalf of a creditor, the lawyer must stop contacting you too, provided he or she handles more than two debts in a year. The point of a cease and desist letter is to stop receiving harassing communications. Your creditors are still able to try to collect the debt owed, though.

Category:

Collections - Letters

State:

Multi-State

Control #:

US-01441BG

Format:

Instant download

Description

Once a debt collector receives written notice from a consumer that the consumer refuses to pay the debt or wants the collector to stop further collection efforts, the debt collector must cease communications with the consumer except:

To advise the consumer that they are terminating their debt collecting efforts;

To notify the consumer that the debt collector or creditor may invoke specified remedies which they ordinarily invoke; and

To notify the consumer that the debt collector or creditor intends to invoke a specified remedy.

Kentucky Letter Informing Debt Collector to only Communicate with Debtor in Writing at Debtor's Home Address

View this form

Kentucky Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment

View this form

Kentucky Letter Informing Debt Collector to Cease Communications with Debtor and that Debtor Refuses to Pay Alleged Debt

View this form

Kentucky Cease and Desist Letter to Debt Collector

View this form

Kentucky Cease and Desist for Debt Collectors

View this form

Sample Letter for Removal of Membership fr...

View this form

Sample Letter for Invitation for Choir Per...

View this form

Sample Letter for Payoff of Loan held by M...

View this form

Complaint For False Arrest and Imprisonmen...

View this form

How to fill out Letter Informing To Debt Collector To Cease Communications With Debtor?

You can invest hours online trying to locate the legal document template that fulfills the federal and state requirements you need.

US Legal Forms provides thousands of legal forms that can be examined by professionals.

You can download or print the Kentucky Letter Informing Debt Collector to Cease Communications with Debtor from the service.

You can browse through the document template as well.

If you already have a US Legal Forms account, you can Log In and click the Obtain button.
After that, you can fill out, edit, print, or sign the Kentucky Letter Informing Debt Collector to Cease Communications with Debtor.
Every legal document template you purchase is yours permanently.
To get another copy of any purchased form, go to the My documents tab and click the corresponding button.
If you're using the US Legal Forms website for the first time, follow the simple instructions below.
First, make sure you have selected the correct document template for the county/city of your choice.
Read the form description to ensure you have chosen the right template.

Form popularity

FAQ

Answer the phone and explain you're not the person they're looking for. Tell them that they are calling the wrong number. Send a cease and desist letter to them. If they continue to call, file a complaint with the FTC.

A cease and desist letter is a formal request that you send a debt collector to stop contacting you about a debt. This contact includes collection calls and demand letters. If you make this request over the phone, it won't be official or binding.

Page 2. Collection Agencies and Your Rights: Sending a Cease Communication Letter. Federal law requires collection agencies to stop their collection efforts after they receive a written request to stop.

The safest and most effective way to stop harassing calls to your cell phone is to send a written cease and desist notice to the collector.

If you believe a debt collector is harassing you, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372). You can also contact your state's attorney general .

You only need to say a few things:This is not a good time. Please call back at 6.I don't believe I owe this debt. Can you send information on it?I prefer to pay the original creditor. Give me your address so I can send you a cease and desist letter.My employer does not allow me to take these calls at work.

You have the right to tell a debt collector to stop communicating with you. To stop communication, send a letter to the debt collector and keep a copy of the letter. The CFPB's Debt Collection Rule clarifying certain provisions of the Fair Debt Collection Practices Act (FDCPA) became effective on November 30, 2021.

A cease and desist letter is a formal letter requesting debt collectors to stop contacting you about a debt you owe. The Federal Fair Debt Collections Practices Act (FDCPA) requires debt collectors to cease any communication with you after they receive the letter.

If you're being contacted by a lawyer on behalf of a creditor, the lawyer must stop contacting you too, provided he or she handles more than two debts in a year. The point of a cease and desist letter is to stop receiving harassing communications. Your creditors are still able to try to collect the debt owed, though.