Kansas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney

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Section 807 of the Fair Debt Collection Practices Act (15 USC 1692e) provides, in part, as follows:


A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney."

Title: Kansas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney Keywords: Kansas, debt collector, false representation, misleading misrepresentations, collection activities, attorney, communication, letter Description: Dear [Debt Collector's Name], I am writing to inform you that I have recently become aware of false or misleading misrepresentations being made in your collection activities regarding the nature of your role as a debt collector. Specifically, it has come to my attention that you have either falsely represented yourself as an attorney or created an impression that your communication is from an attorney. Under Kansas law, it is strictly prohibited for debt collectors to make false representations or implications that they are attorneys or that their communication is originating from an attorney. Such deceptive tactics can lead to confusion, unnecessary fear, and misinformation, causing significant distress to the consumer. As a consumer protected under the Fair Debt Collection Practices Act (FD CPA), it is my right to ensure that your collection activities are conducted in a fair, honest, and transparent manner. Misrepresenting yourself as an attorney or creating the impression that your communication is from an attorney violates these fundamental principles. I kindly request that you immediately cease all false or misleading misrepresentations regarding your role as a debt collector. This includes refraining from using any language, symbols, or statements that could be interpreted as suggesting you are an attorney or that your communication originates from an attorney's office. Failure to comply with this request could result in legal action being taken against your agency for violating the FD CPA, as well as any applicable state laws. Additionally, please be aware that your actions may also be reported to the appropriate regulatory bodies and consumer protection agencies. I expect a prompt response acknowledging receipt of this letter and a written confirmation that you have made the necessary changes to comply with the law. Additionally, please provide me with a detailed outline of the corrective actions you will take to prevent similar misrepresentations from occurring in the future. Please consider this correspondence as an earnest effort to resolve this matter amicably. However, please be advised that any continued false representations or misleading misrepresentations will not be tolerated, and appropriate legal remedies will be pursued. I hope for your immediate attention to this matter and a swift resolution. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] --- Alternate version: Kansas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — Implication that the Debt Collector is an Attorney or that Communication is From an Attorney Note: The content of this letter remains largely the same. Only the first paragraph needs to be modified. I am writing to inform you that I have recently become aware of false or misleading misrepresentations being made in your collection activities regarding the nature of your role as a debt collector. Specifically, it has come to my attention that the language, symbols, or statements used in your communication with me may falsely imply that you are an attorney or that your communication originates from an attorney's office.

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FAQ

You should dispute a debt if you believe you don't owe it or the information and amount is incorrect. While you can submit your dispute at any time, sending it in writing within 30 days of receiving a validation notice, which can be your initial communication with the debt collector. Can a debt collector still collect a debt after I've disputed it? consumerfinance.gov ? ask-cfpb ? can-a-de... consumerfinance.gov ? ask-cfpb ? can-a-de...

Don't provide personal or sensitive financial information Never give out or confirm personal or sensitive financial information ? such as your bank account, credit card, or full Social Security number ? unless you know the company or person you are talking with is a real debt collector. Should I share personal information with a debt collector? consumerfinance.gov ? ask-cfpb ? should-i-... consumerfinance.gov ? ask-cfpb ? should-i-...

The collection dispute letter to debt collectors should include the following information: Your details ? name, address, official email address, etc. Request for more information about the creditor. Amount of debt owed. A request note to not report the matter to the credit reporting agency until the matter is resolved. How to Write a Collection Dispute Letter? [+ Templates] - HighRadius highradius.com ? resources ? Blog ? collecti... highradius.com ? resources ? Blog ? collecti...

I am responding to your contact about a debt you are attempting to collect. You contacted me by [phone/mail], on [date]. You identified the debt as [any information they gave you about the debt]. Please stop all communication with me and with this address about this debt. Debt collector response sample letter - Kansas Legal Services Kansas Legal Services ? files ? 2... Kansas Legal Services ? files ? 2... PDF

I am writing this letter to bring to your notice the following information added to my credit report. The [dispute item] along with the [creditor's name] are falsely added to my credit report without my prior knowledge. The mentioned details are incorrect and I request you to revise the report after due diligence.

Dear debt collector: I am responding to your contact about collecting a debt. You contacted me by [phone/mail], on [date] and identified the debt as [any information they gave you about the debt]. You can contact me about this debt, but only in the way I say below.

Are debt collectors persistently trying to get you to pay what you owe them? Use this 11-word phrase to stop debt collectors: ?Please cease and desist all calls and contact with me immediately.? You can use this phrase over the phone, in an email or letter, or both.

Dispute in writing, and include any evidence that supports your claims (such as copies of cancelled checks showing you paid the debt or a police report in the case of identity theft). If the debt collector knows that you don't owe the money, it should not try to collect the debt. Your Rights Under the FDCPA: Disputing the Debt neweconomynyc.org ? your-rights-under-th... neweconomynyc.org ? your-rights-under-th...

Debt Validation Letter Example I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.

You do this by filing official paperwork with the court. Be sure to address every point in the complaint, raise any defenses you have, and file the paperwork within the time frame provided. Debt collectors are counting on you not to answer the lawsuit so that they can win by default. How Do You Answer a Summons for Debt Without an Attorney? - Upsolve upsolve.org ? learn ? should-answer-summons upsolve.org ? learn ? should-answer-summons

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A debt collector must not use any false, deceptive, or misleading representation or means in connection with the collection of any debt, including, but not ... Aug 4, 2023 — Section 5-16-107 prohibits a collector from using false, deceptive, or misleading representations in connection with collecting a debt.Aug 2, 2023 — Communicate with you by sending an email that the debt collector knows is provided to you by your employer, unless an exception applies. Sep 21, 2009 — • False or misleading representations. Debt collectors may not misrepresent who they are, falsely represent the legal status of the debt,. Sep 25, 2021 — A creditor is a debt collector for purposes of this act if: He uses a name other than his own to collect his debts, including a fictitious name. Aug 8, 2022 — Under the FDCPA, debt collectors cannot use false, deceptive, or misleading representations, or unfair or unconscionable means in attempting to. by AC Harrell · 1990 · Cited by 7 — tion relates to a debt or is from a debt collector.37 If the collector knows the debtor is represented by an attorney, the collector cannot communicate with any. A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. by E Griffith · 2006 · Cited by 7 — “A debt collector may not use any false, deceptive, or misleading representation” to collect a debt.105 Although § 1692e uses this general. Jun 25, 2018 — The article explains the limits on what a debt collector can do and sets out eight ways to stop debt harassment—including four sample letters.

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Kansas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney