A judgment lien is created when a court grants a creditor an interest in the debtor's property, based upon a court judgment. A plaintiff who obtains a monetary judgment is termed a "judgment creditor." The defendant becomes a "judgment debtor."
Judgment liens may be created through a wide variety of circumstances.
Indiana Lien on Real Property Regarding Judgment in a Federal Court
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Every judgment and decree of any court of record of the United States, of Indiana, or of any other state shall be considered satisfied after the expiration of twenty (20) years.
This means the owner's personal and business assets can be seized by business creditors. Moreover, personal creditors can seize both business and personal assets.
Indiana Liens and Limitations NATURE OF LIENCITATIONMunicipal Ordinance Violation Lien36-1-6-2Old Age, Blind, Disabled Assistance Lien12-14-16-1, 2, 3Plats of City Lots, Lien for Expenses (plat and survey)36-7-3-9Restitution Lien (Criminal Proceedings)35-50-5-32 more rows
If an injured party wins a lawsuit against you, just about anything of value could be seized, including: Bank accounts. Boats. Jewelry. Real estate. Vehicles.
The Court entered a judgment against you. When a judgment does not get paid, the Plaintiff is allowed to ask the Court to require the Defendant to come to a hearing so the Plaintiff can find out if the Defendant has any income or property which the Court can require the Defendant to use to pay towards the judgment.
The judgment lien definition is that if you owe a creditor money and don't pay, they can sue you for the balance. If the court rules in their favor, the creditor can file a judgment lien against you, which means that the court has permitted them to forcefully collect that debt from you.
In every state, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables.
