Indiana Judgment
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FAQ
? Violation of Court Orders: Most often, debtors are arrested and taken to jail as a result of neglecting to make court-order payments. If a court orders you to do something, and you fail to do it, you can be held in contempt of court.
The Court entered a judgment against you. When a judgment does not get paid, the Plaintiff is allowed to ask the Court to require the Defendant to come to a hearing so the Plaintiff can find out if the Defendant has any income or property which the Court can require the Defendant to use to pay towards the judgment.
If the court rules in their favor, the creditor can file a judgment lien against you, which means that the court has permitted them to forcefully collect that debt from you. This allows them to take possession of your real estate holdings, personal property, or business.
In Indiana, judgment liens last for 10 years. If a creditor gets a judgment lien against you, they automatically get a lien against any real estate you own in the county where they filed the lawsuit.
Every judgment and decree of any court of record of the United States, of Indiana, or of any other state shall be considered satisfied after the expiration of twenty (20) years.
Many courts post that information online. You can search court cases by case, name, or attorney at mycase.IN.gov. To see which courts post case information online, visit the Indiana Judicial Branch website.
Indiana Wage Garnishments This process occurs when your employer is ordered to take a portion of your income and submit it to the court which will ultimately be then paid over to the creditor. This most likely will occur in a subsequent hearing called a proceeding supplemental.
After the judgment is obtained, the creditor can enforce the lien right for the first ten years by attempting to foreclose on any real property or personal property the judgment debtor owns.