The Indiana Order on Reaffirmation Agreement (Alt.) is an order issued by the court in Indiana that allows a debtor in bankruptcy to reaffirm a debt. This order can be used to renegotiate the terms of a debt with a creditor, such as the amount of the monthly payments, the interest rate, or the length of the loan. It also allows for a waiver of certain rights the debtor has under the bankruptcy code, such as the right to discharge the debt. There are two types of Indiana Order on Reaffirmation Agreement (Alt.): a voluntary order, which is entered into by agreement between the debtor and the creditor, and a judicial order, which is entered by the court after a hearing. In either case, the order must be approved by the court before it becomes effective.