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(1) The driver of any vehicle involved in an accident, either on public or private property open to the public, resulting only in damage to a vehicle which is driven or attended by any person shall immediately stop the vehicle at the scene of the accident, or as close as possible, and shall immediately return to, and ...
Your insurance company will likely pay out the damages right away and then seek to recover the amount from the unlicensed driver.
(1) The driver of a vehicle involved in an accident resulting in injury to or death of any person, or damage to the property of any one (1) person in excess of one thousand five hundred dollars ($1,500) shall immediately, by the quickest means of communication, give notice of the accident to the local police department ...
Ing to Idaho Code §24-4917, if you give your friend express or implied permission to drive your vehicle, then you are responsible for any injuries or property damage that the person operating your vehicle caused. One person being responsible for the negligence of another is known as ?imputed negligence.?
If you gave the driver permission to drive, then your car insurance will cover the accident. But if you can prove they weren't given permission to drive or if they're specifically excluded from your policy, then your insurance won't cover them and they'll be liable for the damage they caused.
WalletHub, Financial Company Car insurance usually follows the car in Idaho.
If someone else is driving your car and another person causes the accident, the at-fault driver's insurance is usually responsible for covering costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover damages.
Reporting a Car Accident in Idaho The driver must give notice of the accident to the local police department if the accident occurred within a city in Idaho. If the accident did not occur within a city, the driver must give notice to the office of the county sheriff or the nearest office of the Idaho State Police.