Guam Home Foreclosure Prevention Package

State:
Multi-State
Control #:
US-P111-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package provides many different tools for a homeowner to prevent foreclosure of a home. The forms cover various means to obtain assistance at all stages of the foreclosure process. Purchase of this package is a savings of 63% over purchase of the forms individually! Included in this package are the following forms:



1. Letter to Lender for Produce the Note Request


2. Offer by Borrower of Deed in Lieu of Foreclosure


3. Motion to Dismiss Foreclosure Action and Notice of Motion


4. Petition or Complaint to Enjoin Nonjudicial Foreclosure Sale and for Declaratory Relief


5. Petition to Enjoin Foreclosure Sale and Seeking Ascertainment of Amount Owed on Note and Deed of Trust


6. Qualified Written RESPA Request to Dispute or Validate Debt


7. Request to Lender or Loan Servicer for Loan Modification Due to Financial Hardship - Requesting Change to Fixed Rate of Interest of Adjustable Rate


8. Hardship Letter to Mortgagor or Lender to Prevent Foreclosure


9. Sample Letter for Short Sale Request to Lender


10. MHA Request for Short Sale


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FAQ

(FTHAP). The program provides up to $10,000 for mortgage fees and closing costs for qualified applicants. Where Does This Money Come From? The FTHAP is made possible through the Housing Trust Fund Program.

The PAHAF program will provide assistance for the following mortgage and housing-related expenses to help prevent mortgage delinquencies, default, foreclosure, and displacement. The maximum amount of assistance for any homeowner under the PAHAF is $30,000 or up to 24 months of assistance.

(FTHAP). The program provides up to $10,000 for mortgage fees and closing costs for qualified applicants.

ERMA funds can cover delinquent homeowner obligations including mortgage payment principal, interest, taxes and homeowner's insurance; reinstatement assistance; and other housing related costs including but not limited to escrow shortages, delinquent taxes, homeowner's insurance payments, and payments to lienholders ...

PAHAF has temporarily paused accepting new application submissions as of February 1, 2023. Day-to-day operations of the program will transition from a third-party vendor to Pennsylvania Housing Finance Agency (PHFA) starting February 6. Read our FAQs here.

Guam's Homeowner Assistance Fund (HAF) Program is a federally funded relief program to assist eligible homeowners impacted by the COVID-19 pandemic with their mortgage, utilities and property tax payments.

Guam's Homeowner Assistance Fund (HAF) Program is a federally funded relief program to assist eligible homeowners impacted by the COVID-19 pandemic with their mortgage, utilities and property tax payments.

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Guam Home Foreclosure Prevention Package