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(Cases Filed Between November 1, 2022 and March 31, 2023, Inclusive) .FAMILY SIZESTATE1 EARNER2 PEOPLEGeorgia$56,008$71,464Hawaii$72,950$85,718Idaho$58,089$71,96051 more rows ?
If you have filed a Chapter 7 case, you must wait eight years before you can file another Chapter 7 case. That's if you want to receive a second bankruptcy discharge.
The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt.
When you file for Chapter 7 bankruptcy, the state of Georgia allows a $5,000 car exemption. This means that if you have less than $5,000 of equity in your car, you will be able to keep it. In addition, Georgia allows a wild card exemption of up to $5,000.
The general steps to filing a Chapter 7 bankruptcy are: Within 180 days before filing for bankruptcy, you must participate in credit counseling. ... File a petition with the bankruptcy court where you live. ... You must pay the filing fees ($245 case filing fee, $75 administrative fee and a $15 trustee fee).
Filing bankruptcy can help a person by discarding debt or making a plan to repay debts. A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court. A petition may be filed by an individual, by spouses together, or by a corporation or other entity.