Florida Assignment of Life Insurance Proceeds to Funeral Director

State:
Multi-State
Control #:
US-02581BG
Format:
Word; 
Rich Text
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Description

Life insurance proceeds can be paid directly to a funeral home, cemetery or other entity if the beneficiary executes an assignment of proceeds instrument. Funeral homes and cemeteries typically have their own assignment of proceeds forms. In order for us to honor an assignment of proceeds, the beneficiary's signature must be witnessed by a notary public affirming the identity of the person that signed the assignment. Additionally, all policy/certificate numbers subject to assignment must be written on the assignment and the specific maximum amount to be paid by assignment must be clearly stated.

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FAQ

Florida law determines who has the right to make final decisions about a person's body and funeral services. This right and responsibility goes to the following people, in order: you, if you leave written directions before your death. your surviving spouse, unless your spouse is criminally responsible for your death.

The recipient will complete a form to designate the benefits directly to the funeral provider or a third party, who then files a claim with the life insurance company. Policyholders can choose this option when pre-planning a funeral by naming the funeral home as the primary beneficiary.

A Funeral Assignment is an agreement that is signed by a beneficiary of a life insurance policy. The beneficiary assigns all or a portion of the life insurance benefits at the Funeral Home which allows payment for funeral expenses to be made directly to the funeral home.

Burial locations: No state laws in Florida prohibit burial on private property. ing to information from the Division of Funeral, Cemetery & Consumer Services, the state allows families to establish their own cemeteries if they are less than two acres and do not offer burial spaces for sale.

Florida law requires that the final disposition will not occur within 48 hours of passing, the body must be embalmed or refrigerated within 24 hours. However a cremation may not be performed until a legally authorized person gives written authorization for such cremation.

As a named beneficiary to your insurance policy, there is no legal obligation to use the insurance money to pay for your funeral. If the beneficiary chooses to instead keep the money for their own expenses, your plans may fall by the wayside.

Funeral, Cemetery, and Consumer Services Chapter 497, Florida Statutes, contains laws by which the death care industry is regulated in the State of Florida, and is an important resource for both the consumer and those involved in the death care industry.

The ?Florida dead body law? has five requirements for storing and transporting bodies of deceased humans: The only places where human remains may be stored are licensed establishments including; health care facilities, medical examiners' facilities, morgues, or cemeteries.

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Florida Assignment of Life Insurance Proceeds to Funeral Director