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(1) The judgment is not paid within 90 days after the judgment becomes final. You should pay the judgment against you as soon as it becomes final.If you do not pay, the creditor can start collecting the judgment right away as long as:. A judgment is a court order that is the decision in a lawsuit. All states have methods for collecting court judgments from debtors. Those methods may include wage garnishments and bank account garnishments. THIS CAUSE came on for hearing on Plaintiff's Continuing Writ of Garnishment for. Post judgment interest, costs and fees total. To garnish one's wages, you must first obtain a writ of garnishment from the court that issued your Final Judgment. This means that the court will direct the bank to give the money to the judgment creditor.