Delaware Disclosure That Investigative Consumer Report May Be Made

State:
Multi-State
Control #:
US-01413BG
Format:
Word; 
Rich Text
Instant download

Description

Under the Fair Credit Reporting Act, a person may not procure or cause to be prepared an investigative consumer report on any consumer unless: (1) it is clearly and accurately disclosed to the consumer that an investigative consumer report, including information as to character, general reputation, personal characteristics, and mode of living, whichever is or are applicable, may be made, and such disclosure: (a) is made in a writing mailed, or otherwise delivered, to the consumer not later than three days after the date on which the report was first requested; and (b) includes a statement informing the consumer of the right to request additional disclosures from the person requesting the report and the written summary of rights of the consumer prepared pursuant to ?§ 1681g(c) of the Act; and (2) the person certifies or has certified to the consumer reporting agency that the person has made the proper disclosures to the consumer as required under the Act.

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FAQ

The California Consumer Privacy Act (CCPA) gives consumers the right to request that a business (1) respond to a consumer with a list of the categories or specific pieces of personal information that the business has collected about that consumer (a request to know); (2) delete any personal information that the ...

Consumer privacy, also known as customer privacy, involves the handling and protection of the sensitive personal information provided by customers in the course of everyday transactions.

Right for Consumers to Opt Out: The Delaware Personal Data Privacy Act permits consumers to opt out of the processing of personal data for the sale of personal data, targeted advertising, and profiling in furtherance of solely automated decisions that produce legal or similarly significant effects concerning a consumer ...

Code tit. 18 § 2303. No person shall engage in this State in any trade practice which is defined in this chapter as, or determined pursuant to this chapter to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.

However, Delaware's law incorporates its own unique elements that go beyond the existing state privacy laws, such as a broader definition of sensitive personal data (which means having to get opt-in consent for more processing activities), recognition of opt-out preference signals, and tighter restrictions around sales ...

Right for Consumers to Opt Out: The Delaware Personal Data Privacy Act permits consumers to opt out of the processing of personal data for the sale of personal data, targeted advertising, and profiling in furtherance of solely automated decisions that produce legal or similarly significant effects concerning a consumer ...

Delaware follows the lead of other state privacy laws by requiring that controllers obtain consent for the processing of sensitive personal data. The Delaware law defines sensitive data to include a consumer's ?status as transgender or nonbinary,? which is a departure from other state privacy laws.

The Delaware Personal Data Privacy Act (DPDPA) is a data privacy law covering the U.S. state of Delaware. It describes the rights and options consumers have over their personal information and outlines requirements entities must follow to legally collect, process, and use that information.

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Delaware Disclosure That Investigative Consumer Report May Be Made