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Police reports are required when injuries, major damage, or extenuating circumstances are involved. However, you can act as your own detail-oriented advocate for minor incidents. In such cases, be sure to write down specifics of the accident and take photos to document the story.
In Delaware, you may file a lawsuit for up to two years from the date of the accident or the date of your injury diagnosis.
§ 2118. Delaware no-fault law (AKA: PIP or personal injury protection) provides for specific car insurance benefits ($15,000 per person, $30,000 per accident) that cover medical bills, loss of net earnings, funeral expenses, household help, etc. These car accident insurance benefits are available regardless of fault.
No-Fault Insurance Law This is because Delaware is a no-fault state for car insurance purposes. This means that your insurance company will pay a portion of your medical bills, property damage, and lost wages up to the limits of your auto insurance policy?regardless of who caused your crash.
Delaware has a form of no-fault automobile insurance called Personal Injury Protection or ?PIP?, which pays for your medical bills and lost wages, but not for your pain and suffering. Delaware no-fault law allows you to sue the person who caused the car accident and your injuries for pain and suffering.
Requests must be made by mail. We cannot honor walk-in requests for crash reports. If you have questions about the process to obtain a report, please call (302) 739-5931. Office hours are Monday-Friday from 8am to 4pm.
Getting into an accident without insurance in Delaware An at-fault driver will be responsible for reimbursing the other involved driver for their vehicle repairs, plus any medical expenses that are not covered by their PIP policy.
Delaware has what's known as an at-fault car insurance system. This means, the at-fault party is responsible for paying for all accident-related expenses for all injury victims. This means if another driver caused your collision, their insurance company is normally the one that actually pays for your accident expenses.