The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.
District of Columbia Complaint by Consumer against Wrongful User of Credit Information
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How to fill out Complaint By Consumer Against Wrongful User Of Credit Information?
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Credit Protection Laws: The Consumer Credit Protection Act The Truth in Lending Act ensures that creditors provide complete and honest information. The Fair Credit Reporting Act regulates credit reports. The Equal Credit Opportunity Act prevents creditors from discriminating against individuals.
The Office of the Attorney General (OAG) is the chief legal office of the District of Columbia. The Office enforces the laws of the District, defends and provides legal advice to the District's government agencies and protects the interests of the District's residents.
Website: oag.dc.gov. Email: oag@dc.gov; oagcommunity@dc.gov. Phone: (202) 727-3400. Fax: (202) 347-8922.
The District of Columbia's general consumer protection law, which prohibits a wide variety of deceptive and unconscionable business practices, is called the Consumer Protection Procedures Act or ?CPPA.? It is codified at DC Official Code §§ 28-3901 to 28-3913.
Should you need our assistance, please call (202) 442-9828. You can also file a complaint online by emailing consumer.protection@dc.gov or writing to: the Office of the Attorney General's Office of Consumer Protection, 441 4th Street, NW, Washington, DC 20001.
If possible, call the company's toll free number. Look for it on any papers you have received from the company, or try directory assistance at 1(800) 555-1212. Check the product label or warranty. To find a DC business, call the Department of Consumer and Regulatory Affairs (DCRA) at (202) 442-4400.
If you need assistance submitting your consumer complaint, please contact the Consumer Complaint Hotline at 202-442-9828 or email consumer.protection@dc.gov. It only takes 5 minutes to submit your complaint online - be prepared to provide: Your contact information (address, phone number, email address).
Please contact the Consumer Mediation Program by submitting a complaint online at , call the Consumer Protection Hotline at 202.442.