District of Columbia Identity Theft Checklist for Minors
Description
How to fill out Identity Theft Checklist For Minors?
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FAQ
Signs of identity theft Mail that you're expecting doesn't arrive. You get calls or texts about products and services you've never used. Strange emails appear in your inbox. A sudden increase in suspicious phone calls, texts or messages through social platforms.
Kids are perfect targets for criminals because they have no credit history, and until they are at least teenagers they won't be doing things like applying for credit cards and loans or making big purchases that would raise red flags.
If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
What is child identity theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also become victims. Child identity theft happens when someone uses a minor child's personal information, such as name and Social Security number, usually to obtain credit or employment.
Federal prosecutors work with federal investigative agencies such as the Federal Bureau of Investigation, the United States Secret Service , and the United States Postal Inspection Service to prosecute identity theft and fraud cases.
Use a credit monitoring service Consider signing up for a credit monitoring service that notifies you when changes are posted to your credit report. This is one of the fastest ways to find out if someone has opened new accounts in your name.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.
