District of Columbia Credit Cardholder's Report of Lost or Stolen Credit Card
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How to fill out Credit Cardholder's Report Of Lost Or Stolen Credit Card?
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FAQ
If you find your missing credit card, you can contact the card issuer at the number on the back of the card to let them know you've found it. Depending on timing, they may instruct you to destroy and dispose of the card and begin using the replacement card that they've arranged to be sent to your address.
The good news is, credit card companies are usually quick to reimburse you for fraudulent charges, and Rathner reassures you should get the money credited back to your account within days of reporting it. And if you've sent away for a new card, you can expect to get it in the mail within a few days.
Take It to a Bank Branch If a bank that's local to you issued the credit card, consider taking the credit card to a bank branch. A banker will be able to locate the cardholder using the account information and will contact them to let them know their card was found.
Call ? or get on the mobile app ? and report the loss or theft to the bank or credit union that issued the card as soon as possible. Federal law says you're not responsible to pay for charges or withdrawals made without your permission if they happen after you report the loss.
Got some time to spare? Call the number on the back of the card and tell the credit card company that you found it. They'll contact the card's owner for you. It's possible that the card was already reported as lost anyway, and the card company will issue a new card with a new number.
In most instances, a credit card reported as lost is completely deactivated and a new one is issued. Some issuers allow cardholders to lock the card, either online or by requesting it through customer service. This option ensures that the card isn't usable if someone finds it, but can be reactivated it if you find it.
Notify your bank or credit union. As soon as you're reasonably certain you won't find your card, contact your bank or credit union and request a replacement. Typically, you can do this by phone or by visiting a branch location. Your lost card will be canceled, and it may take up to seven days to receive a new one.
If you can see what bank the card is through, then drop it off at one of those branches, and the will get it to the owner. Or you can drop it off at the police station. You could cut it up and throw it away as another option.
