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In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ... From ERC's collection letter from Mr. Anderson, Plaintiff decided to file aprovision allows a debt collector to use its full business name, the.By C Stueben · 2010 · Cited by 22 ? many debt collectors utilize the same collection letters in multiple statesHowever, creditors that attempt to collect their debts under other names are. Prosecutors and Debt Collectors as Business Partners.courts, debt purchasers file more suits than any other type of plaintiff. Debt collection lawyers ... Debt collectors may not misrepresent who they are or misrepresent documents by: Using false names; Pretending to be an attorney, state, local or federal ... The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb these annoying and abusive behaviors, but some debt collectors flout the law. In all letters and conversations with consumers, debt collectors must disclose: a call-back number to a phone that is answered by a natural person;; the name of ... (14) The use of a business, company, or organization name other than the true name of the debt collector's business, company, or organization;. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a ... The FDCPA applies to debt collectors and not original creditors or their pre-either through in-house collectors or others collecting in the name of the ...