Connecticut Consumer Loan Agreement

Category:
State:
Multi-State
Control #:
US-0224BG
Format:
Word; 
Rich Text
Instant download

Description

This form is a consumer loan agreement.
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How to fill out Consumer Loan Agreement?

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FAQ

Effective July 1, 2023 The new law amends the CTDPA to protect "consumer health data," which includes any personal data that a controller uses to identify a consumer's physical or mental health condition or diagnosis, including gender-affirming health data and reproductive or sexual health data.

CT Agreement means the letter agreement dated as of July 27, 1994 between The Corporation Trust Company and the Trustee with respect to the organization of VCMI.

§ 36a-701b, any person who owns, licenses or maintains computerized data that includes personal information is required to disclose a security breach to the Office of the Attorney General and to state residents whose personal information is believed to have been compromised.

The amendments require clear and affirmative (opt-in) consent for any collection, use, disclosure, sale or other processing of consumer health data. Such consent must be freely given, specific, informed and unambiguous. It must also be fully revocable.

In addition to the right to opt-out of targeted advertising, the sale of personal data, and certain types of profiling, FDBR also provides consumers with the right to opt-out of the collection or processing of sensitive data and the collection of personal data through voice recognition or facial recognition features.

The Connecticut Unfair Trade Practices Act (CUTPA) prohibits unfair competition and unfair and deceptive acts. Initially adopted in 1973, CUTPA has been modified by the state legislature. The Department of Consumer Protection (DCP) has jurisdiction over CUPTA, but it is most commonly used as a private right of action.

The CTDPA gives Connecticut residents certain rights over their personal data and establishes responsibilities and privacy protection standards for data controllers that process personal data.

If you sign a contract in the seller's normal place of business, you may have seventy two hours, or three days, in which to cancel the contract for certain contracts in the State of Connecticut.

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Connecticut Consumer Loan Agreement