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Secured Creditors are creditors that hold a lien on its debtor's property, whether that property is real property or personal property. The lien gives the secured creditor an interest in its debtor's property that provides for the property to be sold to satisfy the debt in cases of default.
Official Form 106Sum is the Summary of Your Assets and Liabilities and Certain Statistical Information. It contains the ?bottom line? kind of information from your schedules. Things like the total value of your property, the total amount of your debts, and information about your income and expenses.
Here's the information you'll need to provide: Exemption system you're using. ... Description of property. ... Schedule A/B line number. ... Current value of the portion you own. ... Amount of exemption you claim. ... Specific laws that allow the exemption. ... Claiming a homestead exemption more than $189,050.
The exempt property may include community, joint or separate property of the judgment debtor. B. If the judgment debtor dies or absconds and leaves a spouse or dependent any property that is exempt under this section, the property remains exempt to the spouse or dependent.
Arizona Homestead Exemption This means that if a debtor's equity (home value ? outstanding amounts owed) is less than $150,000, the home is exempt during chapter 7 bankruptcy.