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Alabama's Workers' Compensation Law provides significant and valuable benefit to both employer and employee. The employee is guaranteed a "benefit certain" in the event of an on-the-job injury or occupational disease. The employer pays for this insurance.
WEEKLY COMPENSATION BENEFITS - Weekly compensation benefits for injury and death claims are computed as follows: For injury claims, multiply the employee's average weekly earnings for 52 weeks prior to injury by 66 2/3%. Benefits cannot exceed maximum benefits in effect on date of injury.
Alabama law makes it illegal for an employer to fire an employee for maintaining a workers' compensation claim.
Temporary Total Disability (TTD) TTD begins after the 3 day waiting period, is payable through the date of MMI or recovery period, and thus, is ?temporary.? TTD benefits are suspended when the employee returns to work, or is released to, full duty at the pre-injury rate of pay.
Section 25-5-59 Waiting period for compensation; penalty for overdue compensation payments.
If an employee receives a permanent injury as specified in this section after having sustained another permanent injury in the same employment, and if the previous and subsequent injuries result in permanent total disability, compensation shall be payable for permanent total disability only.
Alabama state laws allows LLC members, corporate officers, sole-proprietors, and partners to exclude themselves from workers' compensation coverage. Owners may elect to be exempt from insurance coverage by filing a written certification of their election with the state and the insurance carrier providing coverage.
Alabama workers' compensation law requires all employers that regularly employ five or more employees to have workers' compensation coverage. Alabama's Workers' Compensation Division administers the state's workers' comp system. Workers' comp is important because it can help protect both employers and employees.