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Locate your own West Virginia recorded deeds, plats, and more filed with your county clerk or your property filed by your sheriff's tax office. Counties listed are those counties relative to West Virginia. WVOHOA Members have provided these important online database search links.
Each of West Virginia's counties has an elected clerk of the county commission?commonly called the county clerk?who maintains the county land records. A person who wants to record a deed files the deed for recording with the county clerk for the county where the real estate is located.
The Division of Financial Institutions is a state regulatory agency responsible for the oversight of our state's financial services industry in order to foster and promote a sound and dynamic climate for the citizens and businesses of West Virginia.
The County Clerk's Office records and maintains County records such as: deeds, leases, right of ways, plats, wills, deed of trusts, mortgages, releases, judgments, liens, abstracts, assignments, oath of office, power of attorneys, church trustees, bonds and DD-214- Military discharge.
West Virginia has legalized TOD deeds by enacting the WV Real Property Transfer on Death Act. Previously, a property owner would most likely have named a beneficiary by creating a life estate with a remainder interest, a more complicated option usually involving a property lawyer.
In the state of West Virginia, mortgage loan originators are required to: Complete a Criminal Background Check (CBC). Authorize a credit report through the NMLS. Fulfill all state and federal education requirements as designated by your state agency. Take and pass the National Test.
By limiting the amount of interest a creditor can legally charge, these statutes are intended to deter predatory lenders and help consumers avoid significant debt. West Virginia's maximum interest rate is 6% without a contract, and 8% with one.
Code, §§ 40-1-9, 39-1-2) ? A property's deed must be filed in the County Court Clerk's Office in the jurisdiction where the real estate is located. Signing (W. Va. Code, § 39-1-2) ? All deeds are required to be signed with two (2) witnesses or a Notary Public present.