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What does this statement mean as a response of collection dispute "Account information disputed by a consumer, meets FCRA requirements?" It means the creditor disagrees with your dispute, but has agreed to acknowledge the fact that you are disputing it.
I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. Because I am disputing this debt, you should not report it to the credit reporting agencies.
The comment, "account information disputed by consumer meets FCRA requirements," means that (1) they found the entry to be accurate or (2) they have revised the report to reflect the correct information. The Fair Credit Reporting Act (FCRA) protects you from inaccurate credit reporting.
Online Dispute Form ? Use this form for us to create a letter for you, and you can print yourself a copy and a copy to mail to the credit reporting agency. Sample Credit Report Dispute Letter ? though there should be a form sent to you with your credit report for disputing mistakes, that is not always the case.
If you write a letter, instead of using the tear-off form, the debt dispute letter should include your personal identifying information; verification of the amount of debt owed; the name of the creditor for the debt; and a request the debt not be reported to credit reporting agencies until the matter is resolved or ...