Hardship Drivers With No Insurance
Description
How to fill out Driving Hardship Licenses Handbook - Driver's Hardship?
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FAQ
The biggest disadvantage in an accident caused by another driver if you don't have auto insurance is you'll most likely have to pay for your own damages out of pocket. This means that you will be personally financially responsible for your losses in addition to any losses you caused a result of your negligence.
As a fault state, Ohio allows uninsured drivers to seek compensation from another driver when that driver causes an accident. As an accident victim, you could recover various damages, from medical expenses to pain and suffering.
If you fail to list a driver on your policy and they are responsible for an accident, your insurance provider might deny your claim. Insurance companies obtain reports listing potentially undisclosed drivers, including newly licensed drivers and additional drivers.
Florida's No-Fault Law In this case, they would ideally file a claim with the at-fault driver's insurance provider. When an at-fault driver does not have car insurance, you may need to file a lawsuit in order to recover your losses. A personal injury lawyer can do this on your behalf.
You can file an official complaint with the Texas Department of Public Safety (DPS), notifying the state of the negligent driver. If DPS accepts your claim, the negligent driver will receive a notice of their license suspension and the total amount they must pay you within 21 days.