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Myth 1: It's hard to apply for a personal loan Some people think all loan applications require a lot of documents. Not true. In fact, at OneMain we only require three basic documents: a valid government ID, proof of residence and proof of income.
If you fail to make your payment by its due date, you might be charged a late fee. The amount of the fee can vary by lender and be influenced by the type of loan, your remaining balance and how long the payment remains outstanding.
Applicants need a credit score of 600 - 650 or higher to get a personal loan from OneMain Financial, according to multiple third-party sources, which say the OneMain Financial credit score requirement is in the bad-to-fair credit range.
He objects to critics labeling OneMain as a predatory lender, saying that, before selling a loan, the company ensures that potential borrowers have sufficient disposable income to be able to afford a loan, and to afford a loan renewal.
Log in to your OneMainFinancial.com account and click "Request a Payoff." You will be asked to provide the reason for the payoff and the number at which we can contact you. Within 24 hours of your request, a loan specialist from OneMain will call you to provide you with your payoff information.